We believe that Wealth Mangement goes beyond traditional investment strategies.  We see it as encompassing your entire investment and financial life.  For each of our clients we design L.I.F.E. plans that are designed to offer BIG PICTURE strategies and solutions.  With our years of experience in working with our clients we find that there are different phases that they go through at different stages of their life.  We call these phases GROWTH, PRE-RETIRED, RETIRED and WEALTH TRANSFER.  The age that people enter these phases is not always the same for everyone, but we find that during each phase there are a number of similar issues that will be more important to you during a particular phase than at other times of your life.  The L.I.F.E. plan that we prepare focuses on the issues that are most important to you now, but is also be designed to be flexible as you progress to your next phase of life.  Below are some of the concerns we encounter as important to clients in the GROWTH PHASE.

This is the period of life where you are building your net worth and time is on your side, but these are also the years where establishing good habits and creating a good plan is extremely important.

  • Establish saving and investment habits to make it possible to reach multiple goals.
  • Period of multitasking, learning to deal with the many challenges of family and career.
  • Review insurance needs, with particular attention paid to family protection.
  • Long term thinking, 20 – 30 year accumulation and growth.

The points listed above are some of the concerns common to this group. The ‘Growth Phase’ is typically a very busy time of your life where you are constantly dealing with multiple changes all at the same time; personal, business and family responsibilities.